Operational since 1903, Simmons First National Bank has been offering various services, such as checking and savings accounts, certificates of deposit (CDs) and credit cards, among others. Based in Pine Bluff, Ariz., the bank offers a variety of loans, such as personal, business, agricultural, mortgage and student. Simmons First National Corporation is the bank holding company for Simmons First National Bank. In addition, Simmons First National Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.