Andover Bank offers a range of financial products and services for individuals and businesses. The bank is a locally owned, independent business and provides online banking services. It maintains more than five banking centers throughout Andover, Ashtabula Harbor, Austinburg, Conneaut, Geneva, Jefferson and Pierpont in Ohio. Andover Bank offers a variety of consumer and commercial loans, as well as mortgage options. The bank also provides certificates of deposit, safe-deposit boxes, and checking, savings and individual retirement accounts. In addition, it offers telephone banking services 24 hours a day, seven days a week. Andover Bank, a part of Andover Bancorp, is a member of the Federal Deposit Insurance Corporation (FDIC).