State Bancorp is a locally owned and managed company that offers a range of financial services through Clear Mountain Bank. With a network of more than 10 branches, Clear Mountain Bank offers personal and business checking, individual retirement and savings accounts. It provides telephone and online banking services, as well as operates a network of ATMs. Clear Mountain Bank also offers remote deposit, money management, asset allocation, and insurance and estate planning solutions. It provides personal and construction loans and adjustable- and fixed-rate mortgages. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.