Resources to help establish family income protection and money accumulation through various life insurance products.
•Term Life Insurance
•Permanent Life Insurance
•Flexible Premium Variable Life Insurance*
Retirement funding and personal investments to provide income streams for retirement.
•Fixed Annuities
•Variable Annuities*
•Mutual Funds * - Over 25 different families of funds available.
Accumulation, diversification and distribution of retirement assets.
•Systematic withdrawal plans to generate income streams for life.
•72(t) and 72(q) systematic withdrawal plans to provide income for early retirement. (Avoids penalties for withdrawals prior to age 59 1/2, restrictions apply.)
Funding vehicles for Charitable Remainder Trusts.
401-(k) plans & Pension Rollovers
•At Retirement Time
•Changing Jobs and or Careers
IRAs & IRA Rollovers
•Stretch IRA or Multi/Generational IRA
•Traditional IRA
•Roth IRA
•Coverdell ESA formally known as Education IRA
Estate Preservation
•Team Approach to Estate Planning
•Team consists of Financial Consultant, Attorney, Accountant and You!
•Survivorship Life Insurance
Personal Disability Income Protection
•Income Protection Plus (A Unique Cash Value Disability Plan)
Long Term Care Insurance
Financial Consulting Services/ Business Needs:
New and Existing Employer Sponsored Retirement Plans
•401(k)
•SEP (Simplified Employee Pension Plan)
•Simple IRA
•403-(b) plans and more
Non-qualified deferred compensation and executive: Carve Out: plans.
•Executive Bonus Plans
•Split Dollar Plans
•Key Employee Insurance
Funding For Buy/Sell Agreements
•Funding for Business Continuation Buy-outs
•Funding for Business Overhead Expenses
•Funding for Family Business Buy-outs
•Funding to Keep the Family Farm in the Family
•Life Insurance & Disability Insurance