Heber Springs State Bank offers a wide range of financial services. The bank provides a variety of accounts, such as checking and savings, money market, certificates of deposit (CDs) and individual retirement accounts (IRA). It is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender. Heber Springs State Bank provides Internet banking service that enables customers to view account activity, transfer funds between accounts, as well as send and receive secure electronic messages concerning their accounts.