Pen Pointe Foundation Business Programs: BABFOYA (Building A Business For Our Young Adults) Our BABFOYA program teaches teens and young adults financial responsibility. This is an 8-week program that gives participants the opportunity to open up a selected group business. ISTB (InSide The Business) Our ISTB program offers assistance to small business owners in getting them a business loan. We also offer business plans and business summaries for entrepreneurs to help create a strategy for development and growth. HPAI (Helping Prisoners Adjust Inside) IRE Program (Inmate Re-Entry/Employment Program) Assist former prisoners with transitioning back into society and helping them with job placement