Founded in 1972, the Idaho Housing and Finance Association is a nonprofit, self-supporting financial institution that provides a range of housing solutions. It offers various loan and mortgage programs and services. The organization provides IdaMortgage, which is a mortgage program that focuses on the purchase of new homes. The Idaho Housing and Finance Association offers housing counseling services for matters related to mortgage payment, rental issues, reverse mortgage, and credits. It helps homebuyers in a various situations, such as applying for housing assistance, identifying solutions for maintaining necessary utilities, reviewing credit reports and helping with a debt reduction plan, and providing information and education about housing resources. The organization additionally provides several rental assistance applications.