Because we can not see the future, we should always be prepared. Accidents happen, and more than likely, at some point in time an accident will occur when you are financially incapable of replacing, repairing or restoring what youve lost on your own. That is why it pays to cover your property, your home, your business and your life with reliable insurance that will work as a safety net in times of crisis. Thomas C. Capek Insurance Services LLC is here to offer you practical plans for auto insurance, home insurance, property insurance, commercial insurance and life insurance. Based in Kidron, we serve Wayne and Holmes counties and surrounding areas in Kidron, Ohio.