The Bill & Melinda Gates Foundation is a nonprofit organization that serves low-income families in more than 100 developing countries. The foundation helps to enhance health care solutions and reduce poverty. Its Global Development Program helps small farmers to boost their productivity and increase their income. The program handles cases related to water sanitation, urban poverty and emergency relief. It also offers savings accounts, loans and insurance plans for low-income families. The Bill & Melinda Gates Foundation s Global Development Program fights various serious diseases, including diarrhea, malaria, HIV/AIDS, pneumonia, polio and tuberculosis in developing countries. The foundation also operates the United States Program, which funds various college and graduate school scholarships in the U.S. The program supports efforts to supply and sustain free public access to computers and the Internet through local public libraries. The Bill & Melinda Gates Foundation employs more than 700 individuals. The foundation maintains locations in the United States, India and China.